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Posts Tagged ‘Jakarta’

HOW TO SAVE ON DAILY EXPENSES
In order to keep life running ‘ normal ‘ might be, there are a few daily habits that must be changed on behalf of savings.
Of course the purpose is to make the quality of life remains balanced.
Start of things that seem trivial, but capable of delivering results that are significant enough for the condition of the bags.

Some simple thing is, among others, are:
1. Familiarize breakfast before starting your activities.
This may sound very trivial. But did you know that it turns out breakfast glut in addition to making us more excited about work, can also help reduce the craving a snack before the scheduled lunch arrived.

2. Bring the lack of lunch.
Take a little time before leaving work to prepare meals that are easy to carry.
If you need to invite friends in the Office to bring the provision for lunch too, so you can switch the menu with them.
Although impressed trivial, this could save you expenses. Imagine if every day you spend funds $ 15,000,-for lunch outside, multiply by the number of working days, then at least could save expense up to $ 300,000,-.

3. some circles have started to endangerment cars in the garage and start using it only at the weekend when going with family. While for the mobility of their working day basis, Trans Jakarta or motorcycle can be a solution that is quite promising.

4. start getting up earlier to just walk or jog around the housing complex.
In addition to nourish the body, you can save the expenditure was intended to be used for membership dues in a gym.

5. Stop smoking habit as soon as possible.
In addition to damaging the heart health, smoking is similar to ‘ burn ‘ money because almost none of the benefits obtained.

6. Eliminate the habit of chatting for hours on the phone with.
In addition to dispose a waste of money to buy a pulse, hardly any extra benefits obtained from meninges. Unless your profession is indeed a telemarketer.

Although impressed, by applying some trivial tip life saving in daily life, will undoubtedly many positive things that can.

ADB cuts Asia Economic Growth Projection to 7.5%

The Asian Development Bank (Asian Development Bank / ADB) Asia’s economic growth forecast slashed this year and next year as the impact of declining exports.

At the beginning of the year, the ADB project, Asia’s economic growth this year has the potential to penetrate the level of 7.8 percent. The slowing world economic growth encouraged the ADB to revise the forecast and lowered to 7.5 percent. The same is done for the ADB Asia’s economic growth projections in 2012. Initially, the ADB forecast, the economy in the countries of the Asia grew 7.7 percent. However, the projection was revised down to a level of 7.5 percent.

Financial crisis and debt crisis that hit the United States (U.S.) and countries in Europe, impacting negatively on countries in Asia. “On the same occasion, the high demand for domestic consumption and trade in regional expansion can help to level the solid growth,” said ADB Chief Economist Changyong Rhee through a press release in Jakarta.

The increase in prices of some commodities are also considered a threat to some countries in Asia. This could potentially lead to inflation pressure is predicted to reach 5.8 percent this year, up from an earlier projection of 5.3 percent.

Meanwhile, countries in East Asia remains a key Asian growth, with projected growth of about 8.1 percent this year, and slightly lower than previously forecast at 8.4 percent level. This triggered a drop in China’s trade.

Economic growth in South Asia are also expected to slow this year, because some countries are still struggling to control inflation. Next year, growth potential is higher and led by India.

While its growth forecast for Southeast Asia and Central Asia also slowed, one each in the range of 5.4 percent and 6.1 percent this year. “Oil production in Azerbaijan became problematic ballast Asian economic growth overall,” said Changyong

Managing Bank Loans with Good

Bijaklah in utilizing credit facilities from banks. It would be more balk if the use of bank loans for business development, not to be a start-up capital. Regardless of what type of loan like unsecured credit, and so on.

According Irdawati, Woods Scortha owners who sell a variety of Teak wood furniture products, use of bank credit would be more helpful in developing the business. “Because we already know the pros and cons of our efforts, so the size of the loan and the mortgage is paid can be measured.” he said.

It is done when it gets an offer Irdawati credit from Bank DKI first Rp 50 million in 2005. That’s when he needs capital to open a branch and the Bank DKI provides ease in lending and financial management training program.

The result, Irdawati business forward. He then expanded his business by re-borrowing from the Bank’s capital Jakarta is Rp 200 million, three years later.

“My business is fast forward and get the ease of borrowing again for not having a problem in paying the installments. That’s because I already feel the Uku-llku become big business until then. Once expanded, all so much easier. I have strong financial management . “he said.

Unlike when using capital as loans without collateral from the bank in a pioneering effort, lrdawatl cautioned. If financial management is weak, it will make the effort collapsed and difficult to pay the mortgage loan. It would be more balk if the pioneering efforts using their own capital. It can reduce the risk.

Other messages, for a pioneering new venture. Do not ever give up during their process. Focus on what the business field and has always believed that the goods sold are the best.

Finance Minister Agus Martowardojo seems not yet given the green light to the Asian Development Bank (ADB) to issue government securities or bonds denominated in dollars.

Agus Marto explains the government is preparing treasury management systems and system asset management abilities better with internal reforming and coordination in advance and discussed with Bank Indonesia (BI).

“If this is true we are only able to manage foreign loans,” he said in Jakarta last weekend.

Thus, he continued the existing system will be treated better. “Target with preparing treasury management systems and asset liability system is that we can manage foreign loans well,” he said.

Once the treasury management system and asset liability system is completed, the new government will issue bonds in rupiah. “If now I do not allow the issuance of bonds in the form of dollars, because we are not ready,” he said.

Agus added treasury management systems and asset liability if the system can be solved and truly understand the benefits and risks, the new government will begin to manage with better financing, including by issuing bonds in the form of dollars. “So far it has not been authorized by me,” he said.

Previous ADB needs to issue bonds with currency. In addition to ADB’s rupiah has also issued bonds with currency yuan. ADB has issued bonds three times since 2005 yuan, increasing 3.2 billion yuan (USD495 million) for projects in mainland China.

ADB RI stole $ 500 Thousand for Infrastructure

Asian Development Bank (ADB) provided technical assistance amounting to $ 500 thousand to support the work programs of government and the private sector (PPP). This fund, planned to be used for development of infrastructure projects.

Representative Bob Finlayson explains ADB funds provided $ 500 thousand Japanese Government, through the fund for debt reduction (Japan Fund for Poverty Reduction / JFPR). Release received from journalists, aid itself will be implemented this year, in which the National Development Planning Agency (Bappenas) as the agency responsible for the technical assistance.

“This technical assistance will enhance government capacity to develop, implement, and monitor governmental cooperation projects to increase the number and value of projects, which are commercially attractive and sustainable are offered to private parties,” said Bob in a release received reporters in Jakarta, Monday (9/19/2011).

Bob said, PT Sarana Multi Infrastructure (Limited) will be the implementing agency of this activity. ADB believes even though the government has developed a number of PPP projects. But do not attract investors because of concerns related to the design, planning, and project implementation.

The main fear of post implementation of the Free Trade Agreement between ASEAN and China or the ACFTA is getting a flood of Chinese goods to Indonesia. Almost all eyes watched the real world, even without the effect of ACFTA, Chinese products have spread to the remote rural areas.

One country to another are connected with the connecting lines, such as the ASEAN-China. It is conceivable, when Indonesia refused ACFTA, Indonesia will also lose the connecting lines with ASEAN.

Think again, defeat Indonesia who “surrendered” before the match will certainly be an opportunity for other countries invaded China as potential markets. In plain sight in the ASEAN countries, China’s population reaching 1.3 billion people is a lucrative market.

Not only against China, Indonesia product that will go into ASEAN would be not competitive because of import duties Indonesian products to these countries will apply the normal tariff is much higher or in the category most favored nation (MFN). A hard choice, but must be faced. ACFTA, the signing of the ACFTA agreement was signed in November 2004. Since then, imposition of tariffs for products that are agreed upon starting to agree reduced. Peak, January 1, 2010, import duties of products determined to be zero percent.

Industry seemed on fire. Ten years pioneered ACFTA, China directly strengthen leadership in the government despite being in uproar Not just socializing, but they also develop and implement the road map as well as the escort industry.

“Instead, we even like panic. This occurs because the government and the business sector there is no power to unite, “said Chief Executive Officer (CEO) Group Garuda food Sudhamek AWS in Jakarta, late last March. Durability export

In the midst of diplomatic relations over 60 years of Indonesia and China, the trade balance in the last 10 years is indeed a major concern. Central Bureau of Statistics (BPS) show, during the years 1999 to 2007 Indonesia recorded a trade surplus with China, but the years 2008-2009 (January-October) in deficit.