Dmort Business Solution

Posts Tagged ‘Business and Economy’

If you are a novice businessman .. Or just want to start your first business ..

Where should you begin to move when you first want to run a business?.

This simple question, was not so easily answered by many people .. Included also from academia ..

Each person has a different perspective of looking at a start-up business .. Business is just beginning .. Where should startup business in the beginning ..

80% of business start-up bankrupt in their first year standing and 80% of the amount remaining following the bankrupt before the end of the fifth year according to Michael E. Gerber in his book E-Myth is famous for.

This is because they started their business from the wrong direction .. From the direction they should not live .. And this is not only experienced by the layman alone .. In fact it is not uncommon, many of Professor was still making the same mistake ..

In some training and also the number of incoming emails to me .. Many are asking one thing,
“Mr. Laksita .. From where should we start a business? Which will not fail and certainly succeed if the lead, although we really do not have experience in running it? “.

The question is wholesale .. But the answer to this question is the most in waiting by most people who are getting ready to set up their business .. But still hesitate because do not know, from the point where they should go.

And of course the answer is very simple .. Because it is starting a successful business and not something that requires a high intellectuality of the owner, which often makes it even they are trapped in their own natural intellectualitas and eventually make their business more quickly bankrupt ..

Back to .. where you should start your business .. My answer is always .. START FROM THE MARKET ..
The market is needed today?
And what can you do to meet these needs better than could be done by your competitors
The market is facing a problem today?
And what solutions can you offer to this problem could be better than that offered by your competitors.

If you follow these simple instructions, then before you have stretched the ocean chance you take as a first step to your new business ..

Money market instruments are short-term debt of less than one year issued by governments or companies. In return, you as a creditor will get some interest from the initial value of your investment. Generally, this interest will be paid at the end of investment period.
Examples of money market instruments are deposits, Bank Indonesia Certificates and promissory notes. In general, money market instruments have high levels of investment risk in the form of failing to pay the value of investments and the interest is very low.

Bonds are debt securities issued by governments or companies. Duration of debt on the bonds is more than one year. Bonds traded in capital markets. You are buying bonds will get rewarded with some flowers from the initial value of your investment, which is called the coupon. This coupon is usually paid every 3 or 6 months in one year,
Bonds lower level of investment risk, but the risk is slightly above money market instruments. The biggest risk faced by you as the bondholder is the possibility that the issuer can not repay its debts. Therefore, there are agencies that give ratings to bonds issued to find out how big the risk of default on the bonds.

Stock is proof of a person’s ownership of a company. People who own shares are entitled to share the gains the company, called the dividend, according to the percentage of ownership in the company. In addition, a company’s stock price will move follows the company’s performance.
If the company is performing well, then the share price will go up so that shareholders will benefit if you sell shares. Shares are also traded on the stock market and have a high level of investment risk, because there is a risk of bankruptcy a company so that your money can be lost.
In investing in stocks, you should find out if the company really has a good performance. You must do the analysis based on financial statements issued by the company, the country’s economic conditions, and other things that simply take up your time. But of course this is comparable to the potential gains.

Mutual fund is a container to collect public funds are managed by a statutory body called the Investment Manager to then be invested into other financial assets. The funds are deposited in a bank deposit with the custodian bank called.
Mutual funds are the solution for people who want to invest in many assets, but have limited funds. This is possible because the funds collected from many quarters large enough to then be invested in stocks, bonds and money market instruments in accordance with the policies of the Investment Manager.
In addition, a mutual fund is also an excellent solution for memilii limitations in knowledge and information in conducting investment analysis, as well as for those who do not have enough time to oversee the daily movement of stocks and bonds you. To find out more details about mutual funds, you can read the Mutual Fund & You.

The lack of willingness to reach agreements, the blundering management of a business and fighting for more power can make family businesses falter. Such problems are faced Cáceres Geny Fernandez and his five brothers, owners of the building Cáceres Developers.
In Mexico, 90% of small and medium enterprises (SMEs) are familiar and often have trouble not clear what business objectives and what the family, leading to it that companies lose customers and the worst cases leaving the market, said Ignacio Moreno Delgado, coordinator of Inter-American Development Bank Linkage Area La Salle University.
“We lost a lot of time by not agreeing on what should and should not do in the company and delayed decision making. In addition, there were different views between us and that generated more internal conflict, because the employees were confused about who to pay attention. We also lost customers and suppliers, “Fernandez recalled Geny Cáceres.
General problem

Family problems cause between 60% and 70% disappearance of SMEs in the country. It is a very high rate. In fact, 80% of companies in Mexico, when attempting to pass from one generation to another, do not. And the 20% that does, only 3% may pass the business to a new generation, “stressed Ignacio Moreno Delgado.
To avoid such conflicts, Universidad La Salle in Mexico, with support from the Inter-American Development Bank (IDB), created the Small Business Family Protocol, which supports employers to establish a corporate governance standards in line with the interests of family members and fosters the competitiveness and security to the company.

The lack of willingness to reach agreements, the blundering management of a business and fighting for more power can make family businesses falter. Such problems are faced Cáceres Geny Fernandez and his five brothers, owners of the building Cáceres Developers. In Mexico, 90% of small and medium enterprises (SMEs) are familiar and often have trouble not clear what business objectives and what the family, leading to it that companies lose customers and the worst cases leaving the market, said Ignacio Moreno Delgado, coordinator of Inter-American Development Bank Linkage Area La Salle University.
“We lost a lot of time by not agreeing on what should and should not do in the company and delayed decision making. In addition, there were different views between us and that generated more internal conflict, because the employees were confused about who to pay attention. We also lost customers and suppliers, “Fernandez recalled Geny Cáceres.
General problem

Family problems cause between 60% and 70% disappearance of SMEs in the country. It is a very high rate. In fact, 80% of companies in Mexico, when attempting to pass from one generation to another, do not. And the 20% that does, only 3% may pass the business to a new generation, “stressed Ignacio Moreno Delgado.
To avoid such conflicts, Universidad La Salle in Mexico, with support from the Inter-American Development Bank (IDB), created the Small Business Family Protocol, which supports employers to establish a corporate governance standards in line with the interests of family members and fosters the competitiveness and security to the company.
“What we look for the protocol is to give continuity to companies to make them more competitive and attractive to suppliers, other businesses and customers. We want to make them look like a serious company with a future secure,” said Eduardo Campos Cortes, senior consultant La Salle University.
Through the Family Protocol, the Salle University offers consulting objectively guiding family businesses, allow them to reach agreements, to know the times they should have and the general processes that help to lay the groundwork to make your business survive.
“Our family business needed to be more professional and that what we listen to the experts. We learned that everyone must take place for which is better trained and clarify the expectations of our company, “concluded the business Cáceres.