Credit Card Loan
A credit card to buy on credit, in fact, it can be seen as a form of borrowing. However, the recorded amount can always be repaid. When this is done within a certain period, no interest need be paid. When this period (usually one month) is exceeded, there is interest.
A normal bank card (debit card) is a debit card. Payments it made to be directly from your bank account. With credit card is not the case. If you do not want to pay interest, you must look after the expiry of the period (eg one month) to return the money to your credit card. You can pay later or in installments, but in this case, you pay interest.
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You know, I manage with credit pains every day with my job as a housing advisor. I see so many more terrible credit scores than great credit scores. People need to picture that with a little time and work, they can fix themselves back into a place to buy right.